Benefits > Dental Insurance

Dental insurance is available for employees who are regular 80% time or more. Two dental plans are available and include single, employee plus one and family coverage's.

Prepaid Plan
The Prepaid Plan provides dental services at predetermined co-payment amounts, which are reduced fees for dental treatments when members receive service from their selected participating general dentist or from any participating specialist. There are no deductibles to meet, no claims to file, no waiting periods for covered members, no annual dollar maximum and preexisting conditions are covered. Participants must complete a dentist selection card to designate their general dentist. If eligible family members have a different dentist selection this information must be included on the card as well. Benefits are administered by Assurant Employee Benefits.

Preferred Provider Option (PPO)
The PPO offers flexibility in that members may choose any dentist; however, members receive maximum benefits when visiting a PPO network provider. No referrals are required with the PPO option and you or your dentist will file claims for covered services. Some services require waiting periods and limitations and exclusions apply. Benefits are administered by Delta Dental.

Employees may enroll in the dental plan during the initial 30-day enrollment when they are first employed. In addition, employees may enroll in a dental plan, change dental plans or coverage type during the annual enrollment period from October 15 through November 15 each year. The dental plan enrollments are guaranteed issuance.

For benefit material and premium information, log on the State of Tennessee web page at www.state.tn.us/finance/ins/dental.htlm

For additional questions, please contact the HRS office at extension 2929.